Initial Medicare Enrollment Period
What is Medicare's Initial Enrollment Period?
If your mailbox is suddenly full of information about Medicare, you're probably about to turn age 65. Outside of special circumstances, this is when you first become eligible for Medicare.
You can enroll in Medicare Parts A & B, a Medicare Supplement plan and a Prescription Drug Plan around your 65th birthday; this is called the Initial Enrollment Period (IEP). This period is a 7-month span beginning 3 months before you turn age 65, includes the month you turn 65 and ends 3 months after you turn 65.
To avoid penalties, you will want to enroll during this period since it is when you first become eligible. Although brokers and agents cannot enroll you in Medicare Parts A & B, we can help guide you down the path of how to enroll. However, we are able to enroll you in a Medicare Supplement and Prescription Drug Plan when you're eligible. Remember, using an agent does not cost you anything extra. Our services are available at no cost to you, so don't hesitate to ask us any questions you may have. We're here to make this process easier on you.